For example if you have comprehensive insurance your trailer will also be covered on a comprehensive basis which includes accidental damage fire and theft. Short-term car insurance versus annual car insurance.
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If you only want to borrow a car for a day it may.

. Most car insurance policies can cover you for at least 28 days but it can sometimes be cheaper to take out and cancel an annual policy even though you will need to pay a cancellation fee. Your car insurance also covers a single-axle trailer worth up to 500 and kept in a safe and roadworthy condition while attached to your car. This is because short term cover is usually more expensive per day than annual car insurance.
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